Production Cost Harvest Cost
These are loans that are provided for the production of maize, wheat, potatoes, rice and other foods crops that have maturity of not more than 12 months. Production costs for these food crops is high because of ever rising cost of inputs such as seeds, fertilizer, chemicals and land preparation. This credit facility is aimed at assisting farmers acquire the inputs and ultimately boost productivity. Yet, there is always a ready market for cereals, being a staple national food.